defi · Treasury & cash · OP Mainnet

Moonwell Flagship USDC

av:defi:op:erc4626:3520642d:v1

The Moonwell Flagship USDC Vault curated by B.Protocol and Block Analitica is intended to optimize risk-adjusted interest earned from blue-chip collateral markets. Learn more about B.Protocol and Block Analitica curations in the Moonwell forum.

Read the gaps before you act

The deposit path exists, but a careful reader is missing a curator name, a timelock, a clean warning state, or another fact this score treats as material. Acting now means accepting that gap.

71of 100

Score rank 2 of 6

Public TVL
$14,957
Indexed net rate
0.00%
Ex-rewards
0.00%
Peer TVL rank
6 of 6 USDC
SmallerUSDC on OP MainnetLarger

Rank 6 of 6. Further right means a larger public figure, not a better vault.

Information only. Not investment advice, an offer, solicitation or endorsement. The decision score measures how complete the operating facts are. It is not a forecast, a safety rating or a recommendation to deposit.

Decision score

Each bar is a fact, weighted in the open. A high score means the record is more complete. It does not mean the vault will make money.

Identity100

Contract address, chain and asset are on the record.

Curator named12

The index did not name a curator.

Fee disclosed100

15.00% performance fee (indexed)

Timelock100

4 day delay on queued changes.

Idle liquidity100

100.0% of public TVL is marked liquid. Idle cash is not a promise you can exit in full.

Reward dependence100

Indexed net rate and the ex-rewards rate are nearly the same.

Warnings10

deposit_disabled, not_whitelisted

Yield context100

Current and trailing average net rates. Neither is a forecast.

Public size0

Size is context. A larger vault is not a better one.

Written mandate100

A curator description was indexed and is quoted, not endorsed.

Indexed rates

Each point is an indexed window, not a daily price. The path can fall. It is not a forecast.

0.1%0.1%0.0%CurrentAverageEx-rewards

Indexed share price 1.0100 USD. A share price above 1 is accounting, not a promise.

Where capital sits

Collateral behind the indexed supply. Markets are grouped. Small dust is omitted.

Allocation was not returned for this pull.

How capital moves

  1. 1 · You

    Deposit USDC from your own wallet.

  2. 2 · Vault

    ERC-4626 vault share. The share is a claim on the vault’s assets under that contract, not a fund unit.

  3. 3 · Strategy

    Curated on-chain lending vault

  4. 4 · Exit

    On-chain withdraw. A queue, cap or empty liquid balance can delay it. Instant liquidity is not implied.

Indexed liquidRest of public TVL

100.0% of TVL is the indexed liquid balance ($14,957). The rest is deployed and may not be withdrawable at once.

What can go wrong

Smart contract

A bug can lock or lose deposited assets.

ERC-4626 interface. An audit is not proof the code is safe, and this index does not attach audits.

Upgrade / admin

Roles may change fees, caps or where capital sits.

Indexed timelock 4 days.

Collateral

Borrowed asset is lent against collateral that can fall or freeze.

See the allocation chart. LLTV is a parameter, not a prediction.

Oracle

A bad price can distort liquidations in the underlying markets.

Oracle set is not enumerated in this feed.

Liquidity

A withdraw uses the vault’s liquid balance and the markets underneath.

Indexed liquid balance about $14,957.

Curator

Someone chooses the markets. That choice can be wrong.

Curator not named in this index

Incentives

A displayed net rate can include rewards that end.

Compare the current rate with the ex-rewards rate on this page.

Warnings

The indexer may flag a known issue. Absence of a flag is not a clean bill of health.

deposit_disabled, not_whitelisted

Operator

Curator not named in this index

Protocol · Indexed timelock of 4 days on the slowest disclosed change. A zero means some functions can move immediately.

“The Moonwell Flagship USDC Vault curated by B.Protocol and Block Analitica is intended to optimize risk-adjusted interest earned from blue-chip collateral markets. Learn more about B.Protocol and Block Analitica curations in the Moonwell forum.” Indexed curator text. Not written or checked by AltVaults.
Fee
15.00% performance fee (indexed)
Access
Public DeFi access
Standard
ERC-4626
Contract
0x3520e1a10038131a3c00bf2158835a75e929642d

How to read this record

What you would hold

ERC-4626 vault share. The share is a claim on the vault’s assets under that contract, not a fund unit. The operator on this record is Curator not named in this index. The description above the fold is the curator’s own text.

How value gets in

Self-custodial deposit of USDC. Access is marked Public DeFi access. Fee on the record: 15.00% performance fee (indexed).

How value gets out

On-chain withdraw. A queue, cap or empty liquid balance can delay it. Instant liquidity is not implied. 100.0% of indexed TVL is currently marked liquid. A full exit can still wait on the markets underneath.

What would change the call

Curator named, Warnings, Public size sitting under 70 is the gap. Closing it does not make the vault a good investment. It makes the record easier to judge.

Public size against the nearest USDC vaults

Moonwell Flagship USDC · this record
Vesper Aggressive
Gauntlet USDC Prime
Centrifuge ACRDX deRWA
Centrifuge Anemoy Tokenized Apollo Diversified Credit Fund Token

If you decide to act

  1. 01

    Check the gaps

    Read any warning, the reward gap and the liquid share before you sign.

  2. 02

    Use your own wallet

    Open the live vault and deposit only what you can afford to lose. AltVaults does not take custody.

  3. 03

    Keep the URL

    This page is the record. The Morpho app is the venue. They are not the same organisation.

Record notes

  • Asset USDC on OP Mainnet.
  • No curator name on this pull.
  • Historical period rates on this page are protocol-indexed accounting, not AltVaults estimates.

Same asset, same chain

Updated 2026-11-04 03:41 · Morpho GraphQL. Vaults under $1,000 TVL are excluded from this wider registry. Audits are not in this feed.